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Senin, 15 November 2010

Job Status and Credit Status, a CloseRelationship

**Career job information for job seekers and find good   employment job 
 


Really? The answer unfortunately is yes, your credit status can have an impact on your ability to get a job in the current economy. How do I know this? Real world examples.
I have a part time accountant and she is a good employee. If I had the need for a full time resource, then she would not have to be out looking for other part time work. My employee, we'll call her Sally, has over 30 years of experience as an accountant, backed by a 4 year degree from an accredited state university. Sally can crunch numbers, manage her own time, provide three decades worth of valuable advice, and she could probably balance the Federal budget if given the chance. Unfortunately Sally has had a couple of bad years. She lost her spouse, paid all of his medical bills in full, and then started moving around the country to try and support herself. A couple of bad moving decisions coupled with the housing crash and Sally's credit looks like a score at the FIFA tournament in South Africa. Not real high.
Job Search
So, Sally has been looking for work since I have known her over the last seven months. Here is the reality out there on the streets. Sally can't sell shoes at an outlet mall. Sally can not be an accountant anywhere that runs credit checks because she doesn't have any credit. Sally cannot re-establish her credit without full time work. This is a case of where the metrics are wrong. If any employer would meet Sally face to face, hear her story, and see her real worth as a person, then they would see what I see. While Sally is not the best employee I have ever had, she is worth more than an instant "NO" because of her credit score.
Employment
If you are having trouble finding employment, and it doesn't matter if you are a seasoned professional or a green sales associate, check your credit score now. Get an Equifax 3-in-1 Credit Report Now! Even if you can't fix your credit before you get that new job, talk openly about your credit with any potential employers. People making hiring decisions like honesty. I swear. Bring your credit score up in the interview and explain your situation. If you don't, it might look like you are trying to slide by the interview processing with something to hide.
That is my perspective, I would love to hear yours.

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